Hello t-mates. You may have heard of many types of insurance starting from life insurance, health insurance, education insurance, to travel insurance. Each of these insurance has its own benefits for consumers.
For those of you who like to travel, are you aware that it will be beneficial for you if you have travel insurance. Now, the hardest part of having travel insurance is knowing which type to choose. Thus, we’re here to explain to you as simple as possible so you’ll know what you need.
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Types of Travel Insurance, Let’s Take a Look!
Travel insurance is important for those of you who want to travel abroad. Here are some of the types of travel insurance available right now.
1. Based on Trip Purposes
The first type of travel insurance can be distinguished based on its purposes. The purposes can be for traveling or for business trips, for instance. You can buy the insurance based on your needs. Usually, the premium for travel insurance for business purposes is more expensive because the risk is higher.
2. Based on the Number of People Insured
Another type of travel insurance is categorized based on the number of people insured. For instance, if you are going on a trip alone, you can purchase individual travel insurance. However, if you travel with a group, you can buy group travel insurance.
If you buy group travel insurance, the cost per individual is going to be cheaper. Usually, a travel agent or educational institutions buy group travel insurance.
3. By Trip Destination
Travel insurance can also be differentiated based on the trip destination. There is travel insurance that covers either domestic or international destinations. Indeed, the premium is different for each destination. If you are an Indonesian purchasing travel insurance, for countries such as Europe, Australia, and the United States, the premium is going to be more expensive compared to other countries in Asia.
4. By Trip Period
Next, there is also a type of travel insurance based on the trip period. There is travel insurance that covers only one trip (single trip insurance), and another that can be used for many trips (annual trip insurance).
The annual trip insurance is perfect for those of you who frequently travel. The reason is that you don’t need to bother thinking about the cost of insurance every time you travel.
Benefits of Travel Insurance
There are many reasons that can explain why you need to buy travel insurance. During the current COVID-19 pandemic, it’s important for trip goers to have insurance so they can feel more protected.
Additionally, another benefit is that if due to any reason, you have to cancel your trip, you can feel secure because you have bought travel insurance ahead of your trip.
Good News: You Can Get Free Travel Insurance from tiket.com!
After you understand different types of travel insurance and why you better purchase it before your trip, you also need to know that you can get free travel insurance from tiket.com! Isn’t that cool?
All important points mentioned above are covered under Free Protection*. For more info about Free Protection, you can click here. So, you can enjoy your trip to your favorite destination with a calmer mind.
*The information is valid at the time of writing. Terms and Conditions apply.
